Let's talk about money

  • No 39
    General

    Paying while on holiday

    Travel is an enjoyable way to spend money! However, there are sometimes difficulties and hidden costs when making payments abroad.

  • No 38
    Insurance

    Being in the right can be costly

    Learn about what matters when you conclude legal expenses insurance.

  • No 37
    Accounts

    Ouch! Where is my money?

    There’s money missing from your payment account that you did not transfer or release for payment. What do you need to bear in mind?

  • No 36
    Financial fraud

    Romance Scams

    When your money grows wings rather than you getting butterflies in your stomach: fraud in the online dating world.

  • No 35
    Investments

    Just the shares, please!

    Want to buy or sell securities, but don’t need investment advice, recommendations or to have your investment decision reviewed?

  • No 34
    Financial literacy

    Crossings

    Did you know that you are not allowed to simultaneously be the buyer and seller in a single transaction on a stock exchange?

  • No 33
    Investments

    Zertifikate Lupe

    The FMA’s “Zertifikate Lupe” provides you with an overview about the Austrian market and the most popular categories of certificates.

  • No 32
    Financial fraud

    Phishing

    Banks will never send you links to web pages that require you to enter your personal account information and passwords!

  • No 31
    Investments

    7 Rules of Investing

    The world of investing can be complex and challenging one, but is also a key to securing your financial situation in the future. This guide helps you to make clever financial decisions.

  • No 30
    General

    Let me introduce myself, the Austrian Financial Market Authority!

    Do you expect transfers and standing orders to go through without a hitch, your savings to be kept safe, and your insurer to cover water damage? Do your like your investment firm to be able to explain to you about the opportunities and risks associated with financial products that are suitable for you?

  • No 29
    Investments

    Sustainable Financial Products

    Would you like to invest your money sustainably? We explain where you can find information and what financial services providers are obliged to do.

  • No 28
    Insurance

    Private health insurance

    Voluntary private health insurance provides many healthcare benefits. You receive additional benefits not covered by statutory health insurance.

  • No 27
    Accounts

    The right to an account

    If you are unable to open a normal bank account, you are entitled to a basic payment account.

  • No 26
    Investments

    Poverty in old-age is female

    More than two-thirds of people living in poverty in old-age are women. Start putting money aside for your retirement as early as possible – the best time is now!

  • No 25
    Loans

    Buy now, pay later!

    Watch out if you are already short of money! Paying later makes goods even more expensive.

  • No 24
    Low risk investing

    Low-risk investing

    Mündelsicherheit (low-risk / gilt-edged investment) – what does it mean? Do investment options exist for which losses are unlikely? Here are the answers to your questions!

  • No 23
    Insurance

    Household insurance

    Fire, storm damage, water damage, burglary – what will your insurance replace? Take a look at your insurance policy and make enquiries!

  • No 22
    Investments

    Sustainability when investing

    Do you want your money to promote a clean environment, social issues and good governance? Think about it – your investment adviser will ask you questions.

  • No 21
    Investments

    Complaints about Financial Service Providers

    Did you know that your financial services provider is required to accept, process and document your complaint? Complaints are important feedback for companies!

  • No 20
    Loans

    Housing Loans – what’s new?

    Housing Loans – what’s new? The Regulation issued by the FMA should ensure that housing loans remain serviceable – even if the economic situation worsens.

  • No 19
    Investments

    Structured Sales or Network Marketing

    There is an extremely fine line between a serious offer and a rip-off.

  • No 18
    Investments

    What is an ETF?

    For many, ETFs are an entry point to capital markets, but what is behind them?

  • No 17
    Investments

    Investment Advice

    Who is allowed to advise you when investing money?

  • No 16
    Investments

    Trading on Platforms

    Attention! There are a lot of scammers about!

  • No 15
    Loans

    Fixed or variable interest rates on borrowing?

    Are you buying a home and need to take out a mortgage and are wondering whether fixed-rate or variable-rate borrowing is better? Find out here what you need to look out for!

  • No 14
    Financial fraud

    Warning! Authority Scam

    or: “Investigators” have found your Bitcoin wallet…

  • No 13
    Accounts

    Safe online payments

    What should you know and bear in mind about Internet payments? This is how to make online payments safely. Find out more!

  • No 12
    Investments

    Gold Savings Plans

    Interested in investing in gold or gold savings plans, and wondering what you need to know? Find out more.

  • No 11
    Insurance

    Insurance-based investment products

    Compare products using the key information document!

  • No 10
    Investments

    Youth Accounts

    5 questions for a good start to your financial life!

  • No 9
    Financial fraud

    Payment difficulties

    You are no longer able to pay your bills due to payment difficulties and are looking for a way out? Beware of loan fraud!

  • No 8
    Financial fraud

    Can you rely on stock tips? Beware of Pump and Dump Manipulation

    Have you received a hot stock tip? Beware – don’t become a victim of market manipulation!

  • No 7
    Funds fees

    Fund fees: compare them!

    When buying units in a fund, you are charged fund fees. Is your fund expensive or cheap?

  • No 6
    Financial fraud

    Money Laundering

    How illegal assets are given a legal appearance, and what we can do to prevent this.

  • No 5
    Crypto-Assets

    Crypto-Assets, Tokens, Coins?

    Crypto-assets are also called coins or tokens, and may furnish you with a right or a claim.

  • No 4
    Investments

    Greenwashing

    Don’t be taken in – not every financial product is as green as it seems!

  • No 3
    Insurance

    Insurance Comparison Portals

    Comparison portals provide an overview of available products and make it easier to comparing offerings between different insurance companies. However, only if you know exactly what you ought to be aware of.

  • No 2
    Loans

    Online Consumer Loans

    Online consumer loans can be taken out in a matter of a few clicks, but may have long-term consequences. What you need to look out for when taking one out.

  • No 1
    Financial fraud

    Beware of financial scams!

    Stick to the FMA’s check-list and don’t fall for financial scams.

  • No 0
    General

    Money isn’t…

    … something you should talk about? Perhaps we really ought to! That’s why the FMA is starting a new information series that casts light on interesting aspects about different basic financial topics.