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No 37Accounts
Ouch! Where is my money?
There’s money missing from your payment account that you did not transfer or release for payment. What do you need to bear in mind?
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No 36Financial fraud
Romance Scams
When your money grows wings rather than you getting butterflies in your stomach: fraud in the online dating world.
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No 35Investments
Just the shares, please!
Want to buy or sell securities, but don’t need investment advice, recommendations or to have your investment decision reviewed?
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No 34Financial literacy
Crossings
Did you know that you are not allowed to simultaneously be the buyer and seller in a single transaction on a stock exchange?
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No 33Investments
Zertifikate Lupe
The FMA’s “Zertifikate Lupe” provides you with an overview about the Austrian market and the most popular categories of certificates.
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No 32Financial fraud
Phishing
Banks will never send you links to web pages that require you to enter your personal account information and passwords!
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No 31Investments
7 Rules of Investing
The world of investing can be complex and challenging one, but is also a key to securing your financial situation in the future. This guide helps you to make clever financial decisions.
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No 30General
Let me introduce myself, the Austrian Financial Market Authority!
Do you expect transfers and standing orders to go through without a hitch, your savings to be kept safe, and your insurer to cover water damage? Do your like your investment firm to be able to explain to you about the opportunities and risks associated with financial products that are suitable for you?
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No 29Investments
Sustainable Financial Products
Would you like to invest your money sustainably? We explain where you can find information and what financial services providers are obliged to do.
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No 28Insurance
Private health insurance
Voluntary private health insurance provides many healthcare benefits. You receive additional benefits not covered by statutory health insurance.
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No 27Accounts
The right to an account
If you are unable to open a normal bank account, you are entitled to a basic payment account.
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No 26Investments
Poverty in old-age is female
More than two-thirds of people living in poverty in old-age are women. Start putting money aside for your retirement as early as possible – the best time is now!
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No 25Loans
Buy now, pay later!
Watch out if you are already short of money! Paying later makes goods even more expensive.
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No 24Low risk investing
Low-risk investing
Mündelsicherheit (low-risk / gilt-edged investment) – what does it mean? Do investment options exist for which losses are unlikely? Here are the answers to your questions!
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No 23Insurance
Household insurance
Fire, storm damage, water damage, burglary – what will your insurance replace? Take a look at your insurance policy and make enquiries!
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No 22Investments
Sustainability when investing
Do you want your money to promote a clean environment, social issues and good governance? Think about it – your investment adviser will ask you questions.
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No 21Investments
Complaints about Financial Service Providers
Did you know that your financial services provider is required to accept, process and document your complaint? Complaints are important feedback for companies!
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No 20Loans
Housing Loans – what’s new?
Housing Loans – what’s new? The Regulation issued by the FMA should ensure that housing loans remain serviceable – even if the economic situation worsens.
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No 19Investments
Structured Sales or Network Marketing
There is an extremely fine line between a serious offer and a rip-off.
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No 18Investments
What is an ETF?
For many, ETFs are an entry point to capital markets, but what is behind them?
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No 15Loans
Fixed or variable interest rates on borrowing?
Are you buying a home and need to take out a mortgage and are wondering whether fixed-rate or variable-rate borrowing is better? Find out here what you need to look out for!
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No 13Accounts
Safe online payments
What should you know and bear in mind about Internet payments? This is how to make online payments safely. Find out more!
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No 12Investments
Gold Savings Plans
Interested in investing in gold or gold savings plans, and wondering what you need to know? Find out more.
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No 11Insurance
Insurance-based investment products
Compare products using the key information document!
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No 9Financial fraud
Payment difficulties
You are no longer able to pay your bills due to payment difficulties and are looking for a way out? Beware of loan fraud!
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No 8Financial fraud
Can you rely on stock tips? Beware of Pump and Dump Manipulation
Have you received a hot stock tip? Beware – don’t become a victim of market manipulation!
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No 7Funds fees
Fund fees: compare them!
When buying units in a fund, you are charged fund fees. Is your fund expensive or cheap?
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No 6Financial fraud
Money Laundering
How illegal assets are given a legal appearance, and what we can do to prevent this.
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No 5Crypto-Assets
Crypto-Assets, Tokens, Coins?
Crypto-assets are also called coins or tokens, and may furnish you with a right or a claim.
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No 4Investments
Greenwashing
Don’t be taken in – not every financial product is as green as it seems!
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No 3Insurance
Insurance Comparison Portals
Comparison portals provide an overview of available products and make it easier to comparing offerings between different insurance companies. However, only if you know exactly what you ought to be aware of.
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No 2Loans
Online Consumer Loans
Online consumer loans can be taken out in a matter of a few clicks, but may have long-term consequences. What you need to look out for when taking one out.
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No 1Financial fraud
Beware of financial scams!
Stick to the FMA’s check-list and don’t fall for financial scams.
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No 0General
Money isn’t…
… something you should talk about? Perhaps we really ought to! That’s why the FMA is starting a new information series that casts light on interesting aspects about different basic financial topics.